Group Disability Insurance Plans

You have the best intentions when you make a financial plan to help you achieve your future goals. You put aside funds for the children's educations. You set up a retirement account. But what happens if an illness – such as a heart condition or back problem – or an accidental injury disables you for a period of time? You could find yourself tapping into those savings just to meet your daily responsibilities.

Help protect your assets and your family with Group Disability Income Insurance. It is the only disability income plan sponsored by AAD and is offered exclusively to our members.

Summary of Benefits

  • Benefits up to $10,000 a month (in $100 increments) available
  • Choice of 2 Plans (Plan 1 with disability benefits payable up to Age 65 or Plan 2 with disability benefits payable for up to 24 months)
  • Choice of 3 waiting periods
  • Underwritten by The United States Life Insurance Company in the City of New York


Plus…

  • Benefits are paid directly to you
  • Spouse also eligible to apply for Plan 2 for up to $2,000 a month (in $100 increments)
  • Includes Waiver of Premium, Partial/Residual Disability and Survivor benefits

Would you like more information?
For more information about this plan, including costs, exclusions, limitations and terms of coverage, download the FAQ and Rate PDFs below.  Plans not available in Alaska, Colorado, Louisiana, Maryland, Minnesota, New Hampshire, New Mexico, Oregon, South Dakota, Utah, and Vermont..
 Group Disability Insurance Frequently Asked Questions
 Group Disability Insurance Rates

Select your State to Apply:

 California Application  Missouri Application
 Florida Application  New Jersey Application
 Indiana Application  New York Application
 Kentucky Application  North Carolina Application
 Maine Application  North Dakota Application
 All Other States Application
Minnesota and Vermont Application
 

Have Questions?

If you have additional questions, call toll-free at: 1-888-747-6866 or if you prefer, complete a contact us form and send it to us. We will do our best to respond to your inquiry or comment immediately.

This plan is underwritten by The United States Life Insurance Company in the City of New York, NAIC No. 70106 domiciled in the state of New York with a principal place of business of 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states, plus DC, except PR.

Policies issued by The United States Life Insurance Company in the City of New York (US Life). Issuing company US Life is responsible for financial obligations of insurance products and is a member of American International Group, Inc. (AIG). Products may not be available in all states and product features may vary by state. Policy #G-610,054, Form # G-19000.

This summary is a brief description of benefits only and is subject to the terms, conditions, exclusions and limitations of the group policy.

The most prominent independent ratings agencies continue to recognize The United States Life Insurance Company in the City of New York in terms of insurer financial strength. For current insurer financial strength ratings, please consult the Web site at www.aig.com/investor-relations.

The underwriting risks, financial and contractual obligations and support functions associated with the products issued by The United States Life Insurance Company in the City of New York (United States Life) are not the responsibility of Affinity Insurance Services.

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