Group Disability Insurance Plans

You have the best intentions when you make a financial plan to help you achieve your future goals. You put aside funds for the children's educations. You set up a retirement account. But what happens if an illness – such as a heart condition or back problem – or an accidental injury disables you for a period of time? You could find yourself tapping into those savings just to meet your daily responsibilities.

Help protect your assets and your family with Group Disability Income Insurance. It is the only disability income plan sponsored by AAD and is offered exclusively to our members.

Summary of Benefits

  • Benefits up to $10,000 a month (in $100 increments) available
  • Choice of 2 Plans (Plan 1 with disability benefits payable up to Age 65 or Plan 2 with disability benefits payable for up to 24 months)
  • Choice of 3 waiting periods
  • Underwritten by New York Life Insurance Company


  • Benefits for covered disabilities are paid directly to you
  • Spouse also eligible to apply for Plan 2 for up to $2,000 a month (in $100 increments)
  • Includes Partial/Residual Disability and Survivor benefits

Would you like more information?

For more information about this plan, including features, costs, eligibility, renewability, exclusions, limitations and terms of coverage, download the FAQ and Rate PDFs below. Plans currently not available in Delaware, Missouri, Montana, New Hampshire, Nevada, Ohio, Oregon, South Dakota, Texas, Utah, Vermont, Virginia, and Washington.

Group Long Term Disability Frequently Asked Questions
Group Long Term Disability Insurance Rates
Group Long Term Disability Application

Have Questions?

If you have additional questions, call toll-free at 1-888-747-6866 or if you prefer, complete a contact us form and send it to us. We will do our best to respond to your inquiry or comment immediately.

This plan is underwritten by New York Life Insurance Company, NAIC No. 66915 domiciled in the state of New York with a principal place of business of 51 Madison Avenue, New York, NY 10010. It is currently authorized to transact business in the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group plans it underwrites are available in all states.

New York Life Insurance Company is one of the oldest and most dependable life insurance companies in the world and has achieved the highest ratings possible for financial strength currently awarded to any life insurer from all four of the insurance industry’s major rating agencies – Moody’s (Aaa); A.M. Best (A++); Fitch (AAA); Standard and Poors (AA+) – Source: Individual Third Party Ratings Reports (as of 8/6/16)

This summary is a brief description of benefits only and is subject to the terms, conditions, exclusions, and limitations of the group policy issued to the American Academy of Dermatology under Group Policy No. G-30378-0/GMR-FACE.

The underwriting risks, financial and contractual obligations and support functions associated with the products issued by New York Life Insurance Company are not the responsibility of Affinity Insurance Services.