Group Term Life Insurance Plans

Your family relies on you to be there and to support them. But if an unexpected and most unfortunate event suddenly took you from them, your loved ones would have to fend for themselves without the benefit of your advice, counsel, love, and income …an income that contributes to their lifestyle.

The Term Life Insurance Plan can not replace you but it can help your loved ones sustain their lifestyles, help provide the extra monetary resources they may need to pay off a mortgage or other debts, fund educations, and help meet other financial obligations should you no longer be living.

Summary of Benefits

  • Up to $500,000 in coverage available for member and spouse
  • Child(ren) can be covered for $10,000 each
  • Underwritten by New York Life Insurance Company
  • First day coverage


  • Living Benefits of up to 50% of your coverage
  • Conversion option available without evidence of insurability
  • You will not be singled out for a rate increase

Would you like more information?

For more information on the about these plans, including features, costs, eligibility, renewability, exclusions, limitations, and terms of coverage, please view below. Plans currently not available in Montana and South Dakota.

Group Term Life Frequently Asked Questions
Group Term Life Rates
Group Term Life Application

Have Questions?

If you have additional questions, call toll-free at 1-888-747-6866 or if you prefer, complete a 'Contact Us' form and send it to us.  We will do our best to respond to your inquiry or comment immediately.

This plan is underwritten by New York Life Insurance Company, NAIC No. 66915 domiciled in the state of New York with a principal place of business of 51 Madison Avenue, New York, NY 10010. It is currently authorized to transact business in the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group plans it underwrites are available in all states.

New York Life Insurance Company is one of the oldest and most dependable life insurance companies in the world and has achieved the highest ratings possible for financial strength currently awarded to any life insurer from all four of the insurance industry’s major rating agencies – Moody’s (Aaa); A.M. Best (A++); Fitch (AAA); Standard and Poors (AA+) – Source: Individual Third Party Ratings Reports (as of 8/6/16).

This summary is a brief description of benefits only and is subject to the terms, conditions, exclusions, and limitations of the group policy issued to the American Academy of Dermatology under Group Policy No. G-30377-0/GMR-FACE.

The underwriting risks, financial and contractual obligations and support functions associated with the products issued by New York Life Insurance Company are not the responsibility of Affinity Insurance Services.