You have the best intentions when you make a financial plan to help you achieve your future goals. You put aside funds for the children's educations. You set up a retirement account. But what happens if an illness – such as a heart condition or back problem – or an accidental injury disables you for a period of time? You could find yourself tapping into those savings just to meet your daily responsibilities.

Help protect your assets and your family with Group Disability Income Insurance. It is the only disability income plan sponsored by AAD and is offered exclusively to our members.

Summary of Benefits

• Benefits up to $10,000 a month (in $100 increments) available
• Choice of 2 Plans (Plan 1 with disability benefits payable up to Age 65 or Plan 2 with disability benefits payable for up to 24 months)
• Choice of 3 waiting periods
• Underwritten by The United States Life Insurance Company in the City of New York

Plus…

• Benefits are paid directly to you
• Spouse also eligible to apply for Plan 2 for up to $2,000 a month (in $100 increments)
• Includes Waiver of Premium, Partial/Residual Disability and Survivor benefits
  

Would you like more information?
For more information about this plan, including costs, exclusions, limitations and terms of coverage, download the FAQ and Rate PDFs below.  Plans not available in Alaska, Colorado, Louisiana, Maryland, New Hampshire, Oregon, South Dakota, and Utah.
 Group Disability Insurance Frequently Asked Questions
 Group Disability Insurance Rates

Select your State to Apply:

California Application	Missouri Application
Florida Application	New Jersey Application
Indiana Application	New York Application
Kentucky Application	North Carolina Application
Maine Application	North Dakota Application
Minnesota and Vermont Application  Maryland Application	All Other States Application
Minnesota and Vermont Application

Have Questions?

If you have additional questions, call toll-free at: 1-888-747-6866 or if you prefer, complete a contact us form and send it to us. We will do our best to respond to your inquiry or comment immediately.

This plan is underwritten by The United States Life Insurance Company in the City of New York, NAIC#70106, domiciled in the state of New York with a principal place of business of One World Financial Center, 200 Liberty Street, New York, NY 10281, licensed in all states, plus DC, except PR. This summary is a brief description of benefits only and is subject to the terms, conditions, exclusions and limitations of Group Policy No. G-610, 054, Form No. G-19000. Coverage may vary or may not be available in all states.

The underwriting risks, financial and contractual obligations and support functions associated with the products issued by The United States Life Insurance Company in the City of New York (United States Life) are its responsibility.

The most prominent independent ratings agencies continue to recognize The United States Life Insurance Company in the City of New York in terms of insurer financial strength. For current insurer financial strength ratings, please consult the Web site at www.americangeneral.com/ratings.

The underwriting risks, financial and contractual obligations and support functions associated with the products issued by The United States Life Insurance Company in the City of New York (United States Life) are not the responsibility of Affinity Insurance Services.