The AAD Member Insurance Program


Ready for anything?


You never know when a tragedy will strike or when you will need insurance protection for you and your family.  With AAD Insurance, you can be ready for just about anything! 


The Academy has partnered with Aon Affinity Insurance Services to offer eight insurance programs designed to help our members.  Each program provides quality coverage and competitive plan rates so you can be prepared for whatever comes your way!


The insurance programs are administered by Affinity Insurance Services, Inc. a subsidiary of Aon Corporation, the world's second largest insurance services provider and underwritten by some of the most respected insurance companies in the business.  We believe you’ll find coverage that is complete, competitively priced, and economical.  


We have independent third party providers, some of whom are also licensed agents and brokers, who administer some of the products available to AAD members. For your convenience, we have provided links to their web sites. Be sure to review the coverage fully during your purchase decision process.  


Life and Disability Insurance



This simple Term Life Insurance lets you choose a monthly premium that’s comfortable for you, to give your loved ones the security of a $10,000 to $500,000 cash benefit to help them if they were to lose you.
See your cost options here.



Custom-create your own coverage! Choose whether you’d prefer your monthly premium to be scheduled to remain the same for 10 years or 20 years, and select a monthly premium that’s a good fit for you!
See your cost and coverage options here.



Disability Insurance paid for by the practice might not be enough if a covered illness or accident were to totally disable you … and those benefits would likely be subject to income taxes, leaving you with even less. See your cost now to add up to $10,000 a month disability income, paid directly to you, if you were unable to perform your regular duties as a dermatologist, not just any job.
See your coverage options and cost here.

Healthcare Insurance

Finding the right health insurance coverage can be difficult, so let us help you. The plans offered through this site are offered exclusively to members and their families. Click on a product to learn more or to apply.

Healthcare Insurance 
Long Term Care

Additional Insurance Solutions

In addition to Life, Disability and Healthcare, AAD also offers members these other products. Click on a product to learn more or to apply.

Business Owners Policy
Employment Practice Liability Insurance



Up to $10,000 a month to help pay office rent, employee salaries and other business expenses could help your practice stay up and running if you became totally disabled and couldn’t work due to injury, sickness or organ donation.
See your cost and more here.


Please refer to the individual products for more complete details including eligibility renewability costs, exclusions, limitations, terms of coverage, and carrier information.  Plans may vary or may not be available in all states.


AAD Insurance Office
Affinity Insurance Services, Inc.
1100 Virginia Drive, Suite 250, Fort Washington, PA  19034
Phone: 1.888.747.6866


Aon Affinity is the brand name for the brokerage and program administration operations of Affinity Insurance Services, Inc.; (TX 13695); (AR 100106022); in CA & MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services Inc.; in CA, Aon Affinity Insurance Services, Inc., (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency.

CA Insurance License #0795465, #0G94493



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